If you're a grad employee, you have the unusual benefit of having two plans that cover removal of impacted wisdom teeth. Because this is so unique, many dental offices are not willing to send your claim to your student health plan (many offices will have never encountered a health plan which covers this procedure before). Unfortunately, a further complication is that the closest oral surgery office to UMass does not accept any insurance plans and requires payment upfront. 

The most important questions to ask when selecting a provider are: 1) are they in-network for Altus, 2) will they also send your claim to your health plan and 3) will they hold your bill until both insurance plans have paid. 

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• If the dental office isn't willing to bill your student health plan, we can help you submit the claim (or you can yourself, see https://wellfleetstudent.com/contact/)

• If the dental office won't hold your bill until insurance pays, you will need to pay out-of-pocket up front, which can be impossible for some. Please see the section below on the UMassFive Low Interest Wisdom Teeth Loan.

• Schedule a one-on-one help session with us if you need help talking through your options.